Terms & Conditions | Creative Home Buying Experts

Terms & Conditions

The rules for using this website, in plain language.

Effective October 2026. Replaces all prior versions.

The short version. This website is information. Nothing on it is an offer to buy your house. A real offer comes from a conversation with us and is put in writing. We are a buyer, not an agent, and nothing here is legal, tax or financial advice.

If anything below is unclear, call and ask. We would rather explain it than have you agree to something you did not read.

1. Who these terms are between

These terms are between you and Creative Home Buying Experts, a family-owned real estate buyer operating in the Kansas City metro across Missouri and Kansas. By using this website or submitting a form on it, you agree to these terms. If you do not agree with them, please do not use the site.

2. Nothing on this site is an offer

Everything here, including any prices, ranges, benefits or examples, is general information about how we work. It is not an offer to buy any property, and it is not a promise of any particular price.

An actual offer only exists after we have spoken with you about your specific property, and it is given to you directly and put into a written purchase agreement. That written agreement, not this website, governs any transaction between us. If anything on this site ever conflicts with what is in your signed contract, the contract controls.

⭐ Said another way: do not assume a number you read on a page applies to your house. Call us and we will tell you what applies to your house.

3. We are a buyer, not your agent

We are a real estate buyer, not a licensed real estate brokerage, and we do not represent you in the sale of your home. We have our own interest in any transaction, and that interest is not the same as yours. We think you should always know that going in.

We are not attorneys, accountants or financial advisors. Nothing on this site or said to you by us is legal, tax, or financial advice. For anything involving foreclosure, probate, an estate, bankruptcy, or your taxes, you should talk to a professional who represents you. We will tell you the same thing on the phone.

4. The Straight Answer Guarantee

Our $250 guarantee is governed by its own published conditions, which are available at highestofferhomebuyer.com/guarantee. Those published conditions, and the version of them in effect when we made you an offer, are what apply. Summaries of the guarantee elsewhere on this site or in our mail are shorthand, not the terms.

5. Accuracy of the site

We try to keep this site accurate and current, including the areas we buy in. We do not promise it is free of errors or always up to date, and information here may change without notice. If something here matters to your decision, ask us to confirm it rather than relying on the page.

6. Your use of the site

You agree not to use this site to break the law, to interfere with how it works, to submit information about a property you have no connection to, or to submit somebody else's contact details without their permission. The content, text, images and design on this site belong to us, and you may not copy or republish them for your own commercial use without our written permission.

7. Links to other sites

We sometimes link to other websites or resources we think are useful. We do not control them and we are not responsible for their content or their privacy practices.

8. SMS program terms

Creative Home Buying Experts Alerts is our SMS communication service, through which you may receive transactional, promotional, and account-related messages, such as appointment reminders, service notifications, and special offers.

You can opt out of receiving SMS messages at any time by replying "STOP" to any message. Once you opt out, SMS communications from us will cease. To rejoin the program, simply text "START" to the same number or sign up again as you originally did. For help at any time, reply "HELP" to a message or email us directly.

Please be aware that mobile carriers are not responsible for delayed or undelivered messages. Message and data rates may apply depending on your mobile service plan, so please consult your wireless carrier for details.

For details on how we collect, use, and protect your information, please review our Privacy Policy. Our SMS program is designed to comply with all relevant laws and industry guidelines, including those established by the CTIA and TCPA.

By enrolling, you confirm that you are the account holder or have the account holder's permission to register the provided mobile number and to receive messages as outlined above. Consent to receive messages is never a condition of any offer we make or any purchase.

9. Privacy

How we handle your information is covered in our Privacy Policy, which forms part of these terms.

10. Limitation of liability

This website is provided as is. To the fullest extent the law allows, we are not liable for indirect, incidental, consequential or special damages arising from your use of this website or your reliance on information published on it.

Nothing in this section limits our obligations under a written purchase agreement we have actually signed with you. Those obligations are governed by that contract, and this section does not reduce them.

11. Governing law

These terms are governed by the laws of the State of Missouri, without regard to its conflict of law principles. Where a transaction concerns property located in Kansas, the laws of Kansas govern that transaction. Nothing here waives any right you have under the consumer protection laws of the state you live in.

12. Changes to these terms

We may update these terms, and the new version takes effect when it is posted here with a new effective date. If we make a change, the version in effect at the time we made you an offer is the one that applies to that offer.

13. Contact us

Chris White
Email: [email protected]
Phone: 816-307-6650
Creative Home Buying Experts, Kansas City, MO and KS

Creative Home Buying Experts · Kansas City, MO & KS · 816-307-6650

Veteran owned. Family owned and operated since 2018. We are a real estate buyer, not a licensed real estate brokerage, and we do not represent you in the sale of your home.

© 2026 Creative Home Buying Experts